Making UPI payments without money in your bank account is now possible by linking your credit card to your Paytm UPI ID. Thanks to the Reserve Bank of India (RBI), RuPay credit cards can now be linked to the Paytm UPI platform, a feature introduced in June 2022. Here’s a step-by-step guide to setting it up and making seamless transactions.
Read More: Jeevan Pramaan Patra: Doorstep Banking Service To Submit Life Certificate For Pension, Check Details
Steps to Link a Credit Card to Your Paytm UPI ID
1. Open the Paytm AppNavigate to the homepage and select “Link RuPay Card to UPI.”
2. Choose Your BankFrom the list of options, select the bank that issued your credit card.
3. Set Your UPI PIN
Create a UPI PIN for your RuPay credit card.
4. Start Using Your Linked CardOnce linked, you can immediately start making payments through UPI.
Read More: Reliance Jio offers unlimited 5G data for Rs 601 with 365 days validity; Here’s how to activate
How to Pay Using Paytm UPI with Your Credit Card
1. Scan the QR Code
At the payment counter, scan the store’s QR code.
2. Select Your Credit CardOn the payment page, choose the linked credit card.
3. Enter Your UPI PIN
Complete the transaction by entering your UPI PIN securely.
Read More: Narmada Express, Ambikapur Express Among 20 Trains Cancelled Till Dec 3; Check List
Using Paytm for Online ShoppingYou can also use your linked credit card to shop online. Here’s how:
- At checkout, enter your UPI ID or select Paytm UPI as the payment option.
- Open the Paytm app, select your linked credit card, and enter your UPI PIN to finalize the purchase.
Key Security Features
- No PIN, No Payment:
Transactions cannot be processed without entering the UPI PIN, ensuring secure payments.
- Fast and Convenient:
Once linked, you can make payments quickly and securely, just like using your bank account.
This new feature makes it easier for users to manage their expenses and leverage credit card benefits while enjoying the simplicity of UPI transactions.
