The Ayushman Bharat Pradhan Mantri Jan Aarogya Yojana (AB PM-JAY), the government-backed health insurance scheme for low-income groups, has now been extended to all senior citizens aged 70 and above, regardless of their income level.
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This initiative aims to provide health coverage to approximately 4.5 crore families, benefiting nearly 6 crore senior citizens with a health insurance cover of Rs 5 lakh per family.
Ayushman Card For 70 Years Old Online Apply
Beneficiaries can apply for the Ayushman Bharat Senior Citizen Scheme through a dedicated website portal and the Ayushman App (available for Android on the Google Play Store).
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Required Documents for Registration:
- Aadhaar Card
- Mobile Number
- Email ID
How To Apply For Ayushman Card For Seniors Aged 70 and Above?
Online Registration:
Senior citizens can apply for the Ayushman card online via the official National Health Authority (NHA) website or the Ayushman app.
Steps to Apply on the NHA Portal:
- Access the Portal: Visit the NHA Beneficiary portal.
- Login: Enter your phone number, solve the captcha, and authenticate via OTP.
- Enrollment Banner: Click on the banner for senior citizens aged 70+.
- Fill in Details: Provide your state, district, and Aadhaar number.
- Complete KYC: Use Aadhaar OTP for KYC verification and upload a recent photo.
- Download Card: After approval, download the Ayushman Vaya Vandana Card within 15 minutes.
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Mobile Application Process:
- Download Ayushman App: Install the app on your mobile device.
- Login as Beneficiary: Enter captcha and mobile number, then authenticate via OTP.
- Fill Beneficiary Details: Provide Aadhaar information and a declaration.
- Capture Photo: Upload a recent photograph.
- Submit Application: Enter details for the beneficiary and family members, then complete the eKYC process.
- Card Download: The card can be downloaded shortly after successful registration.
For any discrepancies or if a beneficiary is not found, ensure to complete the eKYC process and give consent for OTP verification
Key Points to Note
Distinct Ayushman Card:
Senior citizens aged 70 and above will receive a special, distinct card under the Ayushman Bharat PM-JAY scheme.
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Exclusive Top-Up Coverage:
Senior citizens within families already covered by AB PM-JAY will receive an additional top-up of Rs 5 lakh annually. This top-up is exclusively for them and does not need to be shared with family members under 70.
Family Coverage for Non-Enrolled Seniors:
Those senior citizens not part of an existing AB PM-JAY family plan will be provided with Rs 5 lakh annual coverage on a family basis.
Flexibility in Scheme Choice:
Senior citizens currently enrolled in other public health insurance schemes, such as the Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman CAPF, can choose to continue with their existing plan or switch to AB PM-JAY.
Eligibility for Those with Private Insurance:
Senior citizens covered by private health insurance or the Employees’ State Insurance scheme are also eligible for benefits under AB PM-JAY.
