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Google Pay unveils UPI Circle, UPI Vouchers and more new features

Google Pay, the popular UPI payments app, announced a range of new features at the Global Fintech Fest (GFF) 2024. These upcoming functionalities aim to enhance user experience and streamline transactions within the app.

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“These functionalities will bring ease, convenience, and simplicity to the way users interact with payments and finance instruments,” Google stated in a blog post detailing the new features.

Key Features Announced

UPI Circle: A new feature from NPCI that allows UPI users to delegate payment capabilities to trusted individuals, even if they don’t have a bank account. This feature offers both Partial and Full Delegation options, providing flexibility for users.

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UPI Vouchers (eRupi): Support for eRupi, a direct benefit transfer (DBT) feature, will be added to Google Pay. This enables users to generate prepaid vouchers linked to mobile numbers for digital payments, even without a linked bank account.

Clickpay QR Scan: A new bill payment feature that allows users to scan customised QR codes within the app to pay their bills seamlessly.

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Prepaid Utility Payments: Users will be able to discover and make recurring payments for prepaid utility bills directly within Google Pay, simplifying bill management.

Tap & Pay with RuPay Cards: RuPay cardholders will be able to add their cards to Google Pay and use tap-to-pay functionality with NFC-enabled smartphones.

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UPI Lite Autopay: UPI Lite accounts will gain an auto-top-up feature, ensuring users always have sufficient balance for transactions.

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