FINANCE

HDFC Bank Vs SBI Vs ICICI Bank: Check Detailed FD Interest Rate Comparison

Check the current interest rates on fixed deposits (FDs) of SBI, ICICI Bank and HDFC Bank

HDFC Bank Vs SBI Vs ICICI Bank: Even as the government has raised interest rates on some small savings schemes, fixed-income instruments have become attractive now. Before the RBI starts cutting policy rates, which is expected this year, the fixed deposits are currently offering good returns. Here are the current interest rates on fixed deposits (FDs) of SBI, ICICI Bank and HDFC Bank.

HDFC Bank is offering up to 7.75 per cent interest rates on FD, depending upon deposit tenure and depositor’s age. ICICI Bank is offering FD rates up to 7.60 per cent annually and SBI is giving up to 7.50 per cent a year.

Read More: Forex Update: India’s Foreign Exchange Reserves Rise for Seventh Week, Hit Near 22-month High of $623 Billion

HDFC Bank’s Revised FD Interest Rate (On Deposits Below Rs 2 Crore):

7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent

15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent

30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent

46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent

61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent

90 days to less than equal to 6 months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent

6 months 1 day to less than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent

9 months 1 day to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent

1 Year to less than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent

15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent

18 months 1 day to less than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

2 years 1 day to less than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

2 years 11 months to 35 months: For General Public – 7.15 per cent; For Senior Citizens – 7.65 per cent

2 years 11 months 1 day to equal to or less than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

3 years 1 day to less than 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

4 years 7 months to 55 months: For General Public – 7.20 per cent; For Senior Citizens – 7.70 per cent

4 years 7 months 1 day to less than or equal to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.

Read More: ELSS Funds: Here Are Five Things You Must Know Before Investing

State Bank of India’s Revised FD Interest Rate (On Deposits Below Rs 2 Crore):

7 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent

46 days to 179 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent

180 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent

211 days to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent

1 year to less than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent

2 years to less than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

3 years to less than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent

5 years to up to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.

Read More: Post Office Scheme 2024: This scheme with guaranteed returns can help you get Rs 66.58 lakh in few years

ICICI Bank’s latest interest rates on fixed deposits below Rs 2 crore:

7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent

15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent

30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent

46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent

61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent

91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent

121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent

151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent

185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent

211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent

271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent

290 days to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent

1 year to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent

390 days to less than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent

15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent

18 months to 2 years: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent

2 years 1 day to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

3 years 1 day to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent

5 years 1 day to 10 years: For General Public – 6.90 per cent; For Senior Citizens – 7.50 per cent.

Source :
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Most Popular

To Top