New Delhi: There are lots of credit card issuers in India. As a result, there are a lot of options available for the customers. In the bustling credit card market of India, where a plethora of options cater to diverse individual needs, navigating through the various offerings can be overwhelming.
To simplify and ease the selection process, here we’ve curated a comparison of different credit cards, analyzing their cashback benefits and other features to determine the maximum value they offer.
Cashback SBI Credit Card
Offering a 5 percent cashback on online spending without any pesky merchant restrictions and an additional 1 percent cashback on offline spending, this card makes your digital transactions rewarding.
However, the cashback is capped at Rs 5,000 per month.
Axis Bank Ace Credit Card
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Next in line is the Axis Bank Ace Credit Card, ideal for those focused on utility bill payments. With a promising 5 percent cashback on bill payments through Google Pay and 4 percent cashback on popular platforms like Swiggy, Zomato, and Ola, this card may be a convenient choice for you.
However, it’s important to bear in mind that the cashback for the 5 percent and 4 percent categories is capped at a combined total of Rs 500 per month.
Additionally, the card also offers 2 percent unlimited cashback on all other spends.
Flipkart Axis Bank Credit Card
Providing a 5 percent cashback on Flipkart purchases and a 4 percent cashback at preferred merchants like Swiggy, Cleartrip, Cult.fit, PVR, Tata Play, and Uber, this card ensures the cashback on your spending.
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With 1.5 percent cashback on flight and hotel payments at Flipkart and Myntra, as well as on all other spends, there’s no limit to the cashback earnings per month.