As travel becomes an integral part of our lives, the right credit card can enhance our travel experiences. Credit cards that offer rewards, points, cash back, discounts, and other perks can make travelling more enjoyable. They can also provide access to exclusive discounts, deals, and offers that are not available to the public. In addition, you can save money when you use travel credit cards, and you can access funds if needed.
A travel credit card can be difficult to choose due to the multitude of options available. This article will simplify the process by providing valuable insight and essential factors to consider.
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Best travel credit cards in India: Features to look for
- A generous welcome bonus
Premium travel credit cards offer welcome bonuses that save money on your next vacation. It could be complimentary flight tickets, class upgrade vouchers, bonus reward points, etc. The best travel credit cards in India offer attractive joining bonuses to make your gtravel affordable.
- Great milestone offers
Frequent travel does not come cheap. However, more travel means more reward points to accumulate and more spending milestones to reach. So, with a good travel credit card, you can travel as you like without breaking the bank.
- – In addition to allowing you to achieve your milestones faster, one of the best travel credit cards in India will also reward you for achieving them
- – With a premium travel credit card, you will be able to earn more milestone rewards for the same amount of spend than with other travel credit cards
- – With travel credit cards, milestone achievements generally result in travel-specific rewards such as complimentary flight ticket vouchers, class upgrade vouchers, airport lounge access, etc.
- – CFAR travel insurance
CFAR (Cancel For Any Reason) travel insurance is a benefit you should never overlook, as it protects you against hotel and flight cancellations, thus saving you money.
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With the latest Club Vistara IDFC FIRST Credit Card, customers receive CFAR insurance up to Rs 10,000 for hotel and flight cancellations.
- Other travel insurance
In most cases, the best travel credit cards will provide some basic coverage similar to travel insurance policies. A good credit card may offer some insurance coverage, but the best travel credit card in India can offer a variety of useful protections.
For example, the Club Vistara IDFC FIRST Credit Card offers:
- – Air accident insurance Rs. 1 crore
- – $500 cover for loss of checked-in baggage
- – $500 cover for delay of checked-in baggage
- – $300 cover for loss of passport and other documents, and
- – $300 cover for flight delays
- – Exquisite lifestyle privileges
Take advantage of the attractive travel privileges offered by one of the best travel credit cards in India if you want a card at par with the best.
- – Choosing the right travel credit card means you will get access to airport lounges regularly, both domestically and internationally. You will also receive complimentary spa access.
- – Check your travel credit card for golf offers if you’re looking to test yourself in some of the best golfing grounds abroad. A complimentary round of golf or a lesson can be a great way to unwind on your day off with your travel credit card
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Other features to look for in the best travel credit card in India
Having learned how to select a credit card for travel benefits, it pays to examine the features of each card. For instance, you might consider the Club Vistara IDFC FIRST Credit Card for following:
- – Welcome and annual benefits – A new Club Vistara IDFC FIRST Credit Card gets you one complimentary premium economy ticket voucher and 1 one-class upgrade voucher. This is available on annual renewals too. Besides, you get direct access to Club Vistara Silver Membership.
- – Rewards – The card offers 6 Club Vistara (CV) points on spending up to Rs 1 lakh per month, 4 CV Points on spending above Rs 1 lakh per month, and 10 CV Points on dining spending done on birthdays.
- – Milestones – Activation milestones are 2000 CV points on spending more than Rs 30,000 per month. This is applicable for the eligible three months after card generation. A complimentary premium economy ticket voucher awaits you every time you achieve spending milestones of Rs 1.5 lakhs, Rs 3 lakhs, Rs 4.5 lakhs, Rs 9 lakhs, and Rs 12 lakhs annually.
- – Privileges – With the Club Vistara IDFC FIRST Credit Card, you get assured airport lounge access every month – with two domestic airports lounge/spa access and one international airport lounge access every quarter on a minimum monthly spend of Rs 5000. You can also enjoy a round of golf every quarter and a golf lesson every month!
For frequent flyers, the Club Vistara IDFC FIRST Credit Card offers extensive travel and cancellation insurance coverage.
Fly with the best
The best travel credit cards in India should be compared for the features you value most, the annual fees, and the expected annual percentage rate (APR). It is important to compare the different features of these cards, such as the rewards structure, sign-up bonuses, airline and hotel partnerships, and other benefits so that you can choose one that suits you the best. By doing this, you can get the most out of your travel credit card, as well as save money in the long run.
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