A Provident Fund (PF) account is a reliable and safe savings option for salaried individuals. Managed by the Employee Provident Fund Organization (EPFO), this account helps increase savings while providing financial security. With services like messages, missed calls, and the website, you can easily check your balance from home.
In India, the PF account is an important savings scheme for salaried individuals. This scheme, operated by the EPFO, was designed to increase employees’ savings and provide financial security. Each month, both the employee and employer contribute 12% of the employee’s salary to the PF account, and interest is also earned, making it a safe investment option.
Read More: How do you withdraw PF money from e-wallet? Know what will be the limit.
How to Check Your PF Balance
Check Balance via SMS
To check your PF balance, you can send an SMS from your registered mobile number to 7738299899. The message should include:
EPFOHO UAN.
Please note that this service will only work if your mobile number is registered with EPFO. This method is simple and quick, especially for those who prefer not to use digital platforms.
Read More: EPFO’s Higher Pension Scheme: A Comprehensive Guide To Benefits, Eligibility & Application Process
Check Balance via EPFO Official Website
You can also check your PF balance by visiting the EPFO official website. Log in to the EPFO Member Passbook portal using your UAN and password. After logging in, you can download your passbook, which will display the total amount deposited, including interest.
Check Balance via Missed Call
EPFO has introduced a missed call service, which is the easiest way to check your balance. Simply give a missed call from your registered mobile number to 011-22901406. You will receive an SMS with your available PF balance details.
Read More: EPFO 3.0: Government Introduces Special Card for PF Withdrawals and ATM Access
FAQs
Q1: Can I check my PF balance without a UAN?
No, you cannot check your PF balance without a UAN. It is the primary way to access your account.
Q2: Are EPFO services available in all languages?
Yes, EPFO services are available in several Indian languages, including English.
Q3: Can I withdraw money from my PF account before retirement?
Yes, you can withdraw from your PF account early under specific circumstances, such as medical emergencies, buying a home, or for marriage.
