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Bank of Baroda credit card offers discounts on Flipkart, Croma, Amazon and Paytm shopping; other offers, EMI on UPI launched

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BOBCARD has come up with wedding season offers for its credit card customers who shop on Flipkart, Amazon, Jiomart, Croma and Paytm. BOBCARDis a wholly owned subsidiary of Bank of Baroda.

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What is EMI on UPI facility which is given through the RuPay network?

In a press release dated November 22, 2024, BOBCARD said: “The recently introduced EMI facility on UPI Payments is in partnership with RuPay. This feature allows RuPay card holders to effortlessly convert their purchases into EMIs by simply scanning a QR code through the UPI app. This seamless integration offers a hassle-free payment experience, making big-ticket purchases more manageable.”

BOBCARD said in the press release: “The EMI facility is particularly beneficial for customers looking to optimize their expenses without compromising on their needs or desires. Whether shopping online or offline at any UPI-accepting merchant, customers can enjoy the freedom of making larger purchases while managing their budgets effectively.”

Ravindra Rai, MD and CEO, BOBCARD says, “The EMI on UPI feature introduced by NPCI is a great step forward, making credit more seamless, accessible and flexible for consumers. It allows users to make purchases via UPI and pay in easy instalments, making affordability more inclusive. To use this feature on BOBCARD, the transaction amount must be at least Rs 2500. The feature addresses the growing demand for flexible payment options and aims to drive the adoption of digital credit solutions.”

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What are the top offers for Bank of Baroda credit card users?

According to the press release, here are the key highlights of Top Offers

Jiomart Electronics Black Friday Sale:

10% Instant Discount up to Rs 2000

  • Available on full Payment and EMI, Sitewide except grocery.
  • Velocity is once per card during the offer period.
  • Offer is Live and valid till 29th November 2024

Black Friday Croma Sale: 10% Instant Discount up to Rs 4,000

Min Transaction Value: Rs 15,000

  • Offer applicable on full payment and EMI at offline stores.
  • Velocity is once per card per instrument during the offer period.
  • The offer period is November 28, 2024, to December 1, 2024.
  • Brands Exclusion: Apple, OnePlus, Nothing, Xiaomi, TCL

Jiomart Grocery:

10% Instant Discount up to Rs 300

Minimum transaction amount Rs 1,500

Offer valid on Full Payment on Grocery only. Velocity is once per card during the offer period. Offer period is December 1, 2024, to December 7, 2024

Flipkart Sale:

10% Instant Discount up to Rs 1,500 + Additional Rs 750 Off on EMI Purchase of Rs 25,000 & above

  • Offer applicable on Full Payment and EMI.
  • Max offer discount per card is Rs 2,250.
  • Valid sitewide except travel category.
  • The offer period is December 19, 2024, to November 24, 2024.

Amazon:

10% Instant Discount up to Rs 1,500 + Additional Rs 500 off on EMI purchase of Rs 30,000 for 9 months and above.

  • Minimum Transaction value: Rs 5000
  • Offer applicable on full payment and EMI
  • Max offer discount per card is Rs 2,000
  • Offer Period: November 24, 2024, to November 30, 2024

Paytm Travel Winter Sale: Up to 25% instant discount on domestic and international Flights and bus bookings. Offer applicable on full payment and EMI for flight bookings and full payment for bus bookings.

  • Velocity of offer will be once/per card/per product.
  • Offer valid till December 19, 2024.

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Flipkart Grocery:

Flat Rs 150 off on orders above Rs 1500 or more

  • Applicable on Friday on Full Payment and EMI
  • Max discount is Rs 150 per card per month
  • Offer valid only on November 29, 2024

Flipkart Minutes:

Flat Rs 50 off on orders above Rs 500

  • Applicable on Friday on Full Payment and EMI
  • Max discount is Rs 50 per card per month
  • Offer valid only on November 29, 2024

Flipkart two-wheeler offer: Flat Rs 5000 off on 2-wheeler purchases above Rs 65,000

  • Available Only on EMI
  • Max discount is Rs 5000 per card during the offer period.
  • Offer period: November 25, 2024, to November 30, 2024

Flipkart EMI sale: Up to 10% Off Sitewide + Extra Rs 500 off on EMI purchases above Rs 25,000

  • Applicable only on EMI
  • Max discount is Rs 2000 per card during the offer period
  • (Offer not applicable on Grocery and 2-Wheelers)
  • Offer period: November 25, 2024, to November 30, 2024

BOBCARD said in its press release: Whether you are planning a romantic getaway, restocking groceries, or shopping for the latest mobile phones, laptops, washing machines, air conditioners, fashion and beauty items, or furniture, these offers are curated for all.

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