With the festival of Diwali beginning next week, there are a lot of errands lined up. However, it is crucial to ensure we fill our homes with positive energy and focus on behaviours that boost economic stability.
Here are some of the things to avoid doing during the auspicious festival to help increase the joyous energy around you and also minimise or prevent financial stress going ahead.
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Overspending
Diwali is a festiva of buying gold, gifts, new clothes, and sweets for yourself and your loved ones. However, with so many expenses lined up, it can very easily go out of hand. Therefore, it is important to budget your spending and make sure that your buying decisions don’t cause you financial stress later on. This also helps limit your expenses and prevents any overspending.
Sustainable Choices
We all like to wear new clothes on Diwali and attend the festival parties in our best attires. However, it is important to keep in mind that we dont give in to overconsumerism and also focus on repeating our clothes bought earlier. It is advisable to limit your shopping so that it doesn’t impact your wallet later on and help you make sustainable choices.
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Avoid Debt
It is very easy to get carried away in the festive spirit of Diwali and make buying decisions beyond your financial capability. With easy access to credit, often individuals look at loans as a way out to fund their wants without looking into the disadvantages and dangers attached with debt. A simple way to avoid being stuck in a debt trap is to budget your spending and avoid purchasing any product which is beyond your affordability.
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Discounts
Online and offline retailers provide several discounts and offers during the festival of Diwali. Make sure you take advantage of these and plan your purchase accordingly. Even gold jewellers provide various offers on making charges or saving plans to help lower the burden of shopping on customers.
