Setting up your UPI PIN has become easier than ever, and now you can do it without a debit card! The National Payments Corporation of India (NPCI) offers a simple solution using your Aadhaar-linked mobile number. Here’s a quick guide on how to get started.
Read More: Kotak Mahindra Bank cuts savings account interest rate by 50 bps: Check details
UPI: A Convenient Way to Make Payments
Unified Payments Interface (UPI) has revolutionized the way we make everyday transactions. Whether you’re paying for groceries or sending money to a friend, all you need is the recipient’s mobile number or UPI ID. However, every UPI transaction requires authentication through a 4-6 digit UPI PIN. While setting up this PIN traditionally required a debit card, you now have an alternative.
# Two Ways to Set Your UPI PIN
There are two methods to create a UPI PIN:
1. Using a Debit Card
2. Using Aadhaar OTP
Let’s focus on how to set up your UPI PIN without a debit card by using Aadhaar OTP.
Read More: 5 Days Working In Bank Likely From December 2024: Bank Schedule, Timing May Change | Check Details
# Requirements for Setting UPI PIN via Aadhaar OTP
Before you begin, make sure:
1. Your mobile number is linked to your Aadhaar.
2. Your mobile number is registered with your bank account.
# Step-by-Step Guide to Set UPI PIN Without a Debit Card
Follow these easy steps to set up your UPI PIN using your Aadhaar:
Read More: Aadhaar card update for free: How to update information online without any charges
1. Open UPI App : Launch your UPI app and enter your bank account details.
2. Choose UPI PIN Setup: Select the option to set your UPI PIN.
3. Select Aadhaar Option: When given a choice, select the ‘Aadhaar’ option and provide your consent.
4. Aadhaar Verification: Enter the first six digits of your Aadhaar number to proceed.
5. OTP Authentication: You will receive an OTP on the mobile number linked to your Aadhaar. Enter the OTP to verify.
6. Create Your UPI PIN: Once verified, you will be prompted to create a new UPI PIN.
7. Confirm: Re-enter the OTP and your UPI PIN to finalize the setup.
And that’s it! You’ve successfully created your UPI PIN without needing a debit card. Now you’re ready to make seamless UPI transactions effortlessly.
By following this guide, you can quickly set up your UPI PIN and enjoy the convenience of cashless payments using just your mobile number and Aadhaar.
