The loyalty program for certain credit cards at HDFC Bank has been modified. These updated regulations will come into effect on October 1, 2024. The bank has sent an email to the affected customers regarding this update.
For instance, HDFC Bank has capped the redemption of reward points for Apple Products to one product every calendar quarter on the Smartbuy platform. In addition, from October 1st, 2024, the SmartBuy portal will cap the redemption of Reward Points for Tanishq vouchers at 50,000 Reward Points per calendar quarter. These changes applies only to Infinia and Infinia Metal Cards.
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Calendar quarters: April to June, July to September, October to December, January to March.
According to the HDFC Bank website, “On the HDFC Bank SmartBuy portal, redemption of Reward Points to get Apple Products is capped to one product for every calendar quarter, effective October 1st, 2024. Calendar quarters: April to June, July to September, October to December, January to March. This applies only to Infinia & Infinia Metal Cards.
On the HDFC Bank SmartBuy portal, redemption of Reward Points for Tanishq vouchers will be capped at 50,000 Reward Points for every calendar quarter, starting October 1st, 2024. Calendar quarters: April to June, July to September, October to December, January to March.
This applies only to Infinia & Infinia Metal Cards.”
The following revisions to your HDFC Bank Credit Card were applicable from September 1
- Reward Points earned on Utility transactions will be capped at 2000 Reward Points per calendar month.
- Reward Points earned on Telecom & Cable transactions will be capped at 2000 Reward Points per calendar month.
- Please note: For Millennia, UPI, BIZ UPI, Swiggy, BIZ First, Paytm, Paytm Business, Easy EMI Millennia, Best Price Save Smart and Bharat credit cards, the capping as per the product feature will continue to be applicable.
- Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points.
- This applies only to Consumer cards.
- Easy EMI transactions will NOT earn Reward Points.
- This applies only to MoneyBack+ and Freedom cards.
- Every Rs. 150 spent on your credit card will earn 3 Reward Points on eligible transactions.
- This applies only to Regalia First & Business Regalia First cards.
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Infinia credit card fees, charges & annual fees
INFINIA Metal Edition
According to the HDFC Bank website, “Joining/Renewal Membership Fee – Rs. 12,500 + Applicable Taxes. Enjoy Welcome and Renewal benefit of 12,500 reward points* upon fee realisation and card activation. Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.”
Who is eligible for HDFC Bank Infinia Metal Edition in India
Membership for the HDFC Bank Infinia Credit Card is by invite only.
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Lounge access
Unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass. Benefit also available for add on Priority Pass holders.
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