Bank of Baroda has revised fixed deposit interest rates for amounts below Rs 3 crore. The new rates are effective from September 5, 2024, as per the Bank of Baroda website.
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Latest Bank of Baroda FD interest rate
After the revision, the bank will offer FD interest rates between 4.25% and 7.30% for general citizens on tenures between 7 days to 10 years for amounts below Rs 3 crore for callable deposits. For senior citizens, the bank offers an interest rate between 4.75% to 7.80%.
Tenors | Residents / General Public | Resident Indian Sr. Citizen |
7 days to 14 days | 4.25 | 4.75* |
15 days to 45 days | 4.5 | 5.00* |
46 days to 90 days | 5.5 | 6.00* |
91 days to 180 days | 5.6 | 6.10* |
181 days to 210 days | 5.75 | 6.25* |
211 days to 270 days | 6.25 | 6.75* |
271 days & above and less than 1 year (except 333Days and 360 Days) | 6.5 | 7.00* |
333 Days (bob Monsoon Dhamaka Deposit Scheme) | 7.15 | 7.65* |
360 Days (bob360) | 7.1 | 7.60* |
1 year | 6.85 | 7.35* |
399 Days (bob Monsoon Dhamaka Plus Deposit Scheme) | 7.3 | 7.80* |
Above 1 year to 400 days (Except 399 Days) | 7 | 7.50* |
Above 400 days and upto 2 Years | 7 | 7.50* |
Above 2 Years and upto 3 Years | 7.15 | 7.65* |
Above 3 Years and upto 5 Years | 6.5 | 7.15 # |
Above 5 Years and upto 10 Years | 6.5 | 7.50** |
Above 10 years (MACT/MACAD | 6.25 | 6.75* |
Court Order schemes only) |
(* incl. additional ROI 0.50% for RTD upto 3 Years and Above 10 Years, # incl. additional ROI of 0.50+0.15 for RTD above 3 Years and upto 5 Years, ** incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens).
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bob Monsoon Dhamaka Deposit Scheme details
The bob Monsoon Dhamaka Deposit Scheme is available in two tenor buckets – offering interest rates of 7.30% per annum for 399 days and 7.15% for 333 days.
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bob earth Green Term Deposits
Tenure of Green Deposit | Resident/General Public/NRO | Resident Indian Sr. Citizen | NRE |
12 months | 6.8 | 7.30* | 6.8 |
1.5 years | 6.95 | 7.45* | 6.95 |
777 days | 7.1 | 7.60* | 7.1 |
1111 days | 6.45 | 7.10# | 6.45 |
1717 days | 6.45 | 7.10# | 6.45 |
2201 days | 6.45 | 7.45** | 6.45 |
Notes:
(* incl. additional ROI 0.50% for RTD upto 3 Years, # incl. additional ROI of 0.50+0.15 for RTD above 3 Years and upto 5 Years, ** incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens).”
Non-callable (Single Deposit above Rs. 1.00 crore to less than 3.00 crore) will get additional interest rate of 0.15%.