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Ayushman Bharat: Now cashless treatment up to Rs 1.5 lakh for road accident victims – Check details

The pilot programme for cashless treatment to victims of road accidents caused by use of motor vehicle, launched in Chandigarh and Assam, extends support irrespective of the place of occurrence of the road accident.

Under Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana (AB PM-JAY), now road accident victims will get a free treatment worth Rs 1.5 lakh.

The ministry has formulated a scheme and initiated implementation on pilot basis in Chandigarh and Assam to provide cashless treatment to victims of road accidents caused by use of motor vehicle, on any category of road, in collaboration with National Health Authority (NHA), Union Road Transport Minister Nitin Gadkari said in a written reply to the Rajya Sabha on Thursday.

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Free treatment facility to be available for 7 days from date of accident

“Under this scheme, the eligible victims are administered Health Benefit Packages relating to trauma and polytrauma care at empanelled hospitals under Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana (AB PM-JAY), up to a maximum of Rs 1.5 lakh for a maximum period of 7 days from date of accident,” a PIB release said citing the minister’s reply.

The ministry has formulated a scheme and initiated implementation on pilot basis in Chandigarh and Assam which is being administered under the aegis of the Motor Vehicle Accident Fund, constituted under section 164B of the Motor Vehicles Act, 1988, it said. The sources of income and its utilization has been provided under the Central Motor Vehicles (Motor Vehicle Accident Fund) Rules, 2022, the release said.

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The NHA, under Ministry of Health & Family Welfare, in coordination with local police, empanelled hospitals, State Health Agency, National Informatics Centre and General Insurance Council is responsible for implementation of the programme.

The pilot programme for cashless treatment to victims of road accidents caused by use of motor vehicle, launched in Chandigarh and Assam, extends support irrespective of the place of occurrence of the road accident, considering the mandate under Motor Vehicles Act, 1988.

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What is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) provides a health insurance cover of up to Rs 5 lakh per family per year, for secondary and tertiary care hospitalization. Crores of vulnerable entitled families are eligible for these benefits. PMJAY provides cashless and paperless access to services for the beneficiary at the point of service.

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