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5 best credit cards for airport lounge access in India for July 2024

There are a range of premium credit cards that offer complimentary lounge access at major domestic and international airports. Free or complimentary airport lounge access has become a key incentive every customer looks for in a travel credit card.

Credit cards with complimentary lounge access: Nowadays, banks and card issuing companies have moved beyond cashback, reward points and dining benefits to attract customers with more premium features like airport lounge access on credit cards. Sometimes you reach the airport well in advance, or there is a lot of time between connecting flights.
In such situations, you might want to spend your time in the airport lounge with internet, food and drinks.

Lounge access at major domestic and international airports has become a key incentive every customer looks for when he or she applies for a travel credit card. After all, who doesn’t want a comfortable few hours in airport lounge before departure with free food and drinks? If you have a credit card with free or complimentary lounge access facility, you can use this feature.

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Do all travel credit cards offer free airport lounge access?

However, you must understand that not all travel credit cards may have this complimentary or free lounge access benefits clubbed with them. Even when some credit cards claim to offer this airport lounge access benefit, they either offer this facility with a restricted number of accesses or charge partially to allow customers use this premium service. There are only a very few cards available that actually offer complimentary lounge access at domestic and international airports as well as render greater benefits.

All these premium credit cards offering travellers airport lounge access also differ in terms of reward structures and annual fees. It’s pertinent to carefully read the details of each credit card that offers lounge access to find the right one for you. In this article, based on paisabazaar data on credit cards for July 2024, we will discuss 5 best airport lounge access credit cards and their fees and features in July 2024.

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Here is a list of 5 best credit cards for lounge access, along with their other features and benefits:

SBI Elite Credit Card

Joining fee: Rs 4,999

Annual/Renewal Fee: Rs 4,999

SBI Elite Credit Card key features and benefits:

  1. Earn two reward points for every Rs 100 spent on other categories
  2. Enjoy free movie tickets worth Rs 6,000 annually
  3. Receive up to 50,000 bonus reward points as milestone benefits
  4. Get six complimentary international lounge accesses per year
  5. Avail 2 complimentary domestic lounge accesses per year.

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HDFC Regalia Gold Credit Card

Joining fee: Rs 2,500

Annual/Renewal Fee: Rs 2,500

HDFC Regalia Gold Credit Card key features and benefits:

  1. Credit card offers complimentary Club Vistara Silver and MMT Black Elite memberships
  2. It also offers gift voucher worth Rs 2,500 on payment of the joining fee
  3. Cardholders get six complimentary international lounge visits and 12 domestic airport lounge visits per year.
  4. Flight vouchers worth Rs 5,000 for annual spends of Rs 5 lakh.

Axis Bank SELECT Credit Card

Joining fee: Rs 3,000

Annual/Renewal Fee: Rs 3,000

Axis Bank SELECT Credit Card key features and benefits:

  1. Earn 10 EDGE Reward Points for every Rs. 200 spent
  2. Get Rs 500 off per month on BigBasket with a minimum spend of Rs 3,000
  3. Enjoy Rs 200 off on Swiggy twice a month with a minimum spend of Rs 1,000
  4. Up to 12 complimentary international lounge visits per year and 2 domestic lounge visits per quarter

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AU Zenith+ Credit Card

Joining fee: Rs 4,999

Annual/Renewal Fee: Rs 4,999

AU Zenith+ Credit Card features and benefits:

  1. Earn 1 reward point for every Rs 100 spent on retail purchases
  2. Receive 1,000 reward points for Rs 75,000 in monthly retail spending and Taj Epicure membership for Rs 12 lakh in annual retail spending;
  3. Enjoy 16 complimentary international lounge visits per year with Priority Pass and 16 complimentary domestic airport lounge accesses per year;
  4. Benefit from international travel perks with a low forex markup fee of 0.99% and 4 end-to-end VIP airport check-in services per year.

Tata Neu Infinity HDFC Credit Card

Joining fee: Rs 1,499

Annual/Renewal Fee: Rs 1,499

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Tata Neu Infinity HDFC Credit Card features and benefits:

  1. Earn 1,499 NeuCoins after the first spend within 30 days of card issuance
  2. Get 1.5% NeuCoins on UPI, non-Tata brand, and merchant EMI spends
  3. Receive an additional 5% NeuCoins on select spends at the Tata Neu app/website
  4. Cardholders get eight domestic and four international priority pass lounge access per year
  5. Benefit from a low forex markup fee of 2%.
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