With the arrival of summer vacations, people are planning to travel with their families but sometimes the budget can get a little messed up due to travel planning. At such times, travel credit cards can help you out. If you love to travel, then this travel credit card is very useful for you.
These cards offer the opportunity to earn rewards and save money on flight booking. Apart from that, you can also save money on free lounge access, hotel stays, memberships, forex markups, etc. Here is a list of the best 5 credit cards that will enhance your travel experience in India and abroad this season.
Axis Miles & More World Credit Card
The Axis Miles & More World Credit Card offers unlimited miles on your spending and the miles do not expire. Users can redeem miles in various ways such as: The card can be used for booking flight tickets with airline partners, upgrading existing flight tickets, getting deals on hotel bookings and making purchases at partner stores or online. It offers a free Priority Pass and 4 free lounge accesses per quarter. Credit card holders can get a 40% discount (up to Rs 1,000) at partner restaurants. International transactions using this credit card are subject to a 3.5 per cent foreign exchange markup fee. The annual fee for this card is Rs 3,500.
HDFC Infinia Credit Card
The HDFC Infinia Credit Card offers unlimited access to airport lounges worldwide with free Priority Pass. Cardholders get up to a 15 per cent discount at more than 3,000 restaurants and a 20 per cent discount at Marriott hotels. Users get insurance coverage of Rs 3 crore and health insurance of Rs 50 lakh on air travel. Cardholders have the option to get 10x rewards on travel and purchases at SmartBuy. There is a 2% foreign exchange surcharge on international transactions using this credit card. The annual fee for this card is Rs 10,000.
Read More: How to apply or renew your PUC?
ICICI Emerald Private Metal Card
The ICICI Emerald Private Metal Card offers unlimited lounge access at international and domestic airports along with Priority Pass membership and comprehensive travel insurance coverage. There are no cancellation charges on travel bookings using this credit card. There is a 2% foreign exchange surcharge on international transactions using this credit card. The annual fee for this card is Rs 12,499. However, if you spend more than Rs 10 lakh in a year using this card, the charges will be reversed.
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card offers unlimited, free access to airport lounges worldwide along with concierge services. It offers a 15 per cent discount at The Oberoi Hotels & Resorts and Trident Hotels in India. Moreover, it offers a 40 per cent discount at about 4,000 restaurants across the country. International transactions using this credit card are subject to a 2% foreign exchange markup fee. The annual fee for this card is Rs 12,500. If you spend more than Rs 25 lakh in a year using this card, the annual fee is waived.
Read More: What happens to Aadhaar Card after a person’s death?
HSBC Premier Credit Card
HSBC Premier Credit Card offers unlimited free access to domestic and international lounges and concierge services. On activation of the card, you get an Epicure membership at Taj Hotels and a Taj Experience gift card worth Rs 12,000. This card lets you convert reward points into air miles on more than 20 domestic and international airlines. International transactions using this credit card are subject to a 0.99 per cent foreign exchange markup fee. The annual fee for this card is Rs 20,000.
