In the past, activating UPI on PhonePe posed a hurdle for Indian bank account holders without a debit card .
Read More: Applying For Aadhaar Card As An NRI: A Step-By-Step Guide
To streamline this, PhonePe now introduces UPI activation through Aadhaar -based OTP authentication, seamlessly incorporating Aadhaar e-KYC into the app’s onboarding process. Users can effortlessly activate PhonePe UPI with straightforward steps.
Upon completion, users access all UPI features, promoting financial inclusion and simplifying digital transactions for a wider user base. Below is a step-by-step guide on activating PhonePe UPI using an Aadhaar card .
Steps to Activate PhonePe UPI Using Aadhaar Card:
1. Launch the PhonePe app on your Android or iOS device.
2. Navigate to the PhonePe profile page.
3. In the Payment Instruments tab, locate and tap on the “Add bank account” button.
4. Choose your bank from the provided list and verify your mobile number using OTP authentication.
5. PhonePe fetches your bank account details, linking them to UPI.
6. Set up your UPI PIN , choosing between debit card details or Aadhaar card details.
7. Enter the last six digits of your Aadhaar number. An OTP will be sent to your registered mobile number.
8. Input the OTP and proceed to set up your UPI PIN.
9. Your PhonePe UPI is now activated, ready for seamless payments.
Why Activating PhonePe UPI Matters:
Activating PhonePe UPI is crucial for modern banking convenience, enabling swift and secure digital transactions. Users can seamlessly transfer funds, pay bills, and make purchases through smartphones. Leveraging UPI technology, PhonePe offers a range of financial services, from instant money transfers to hassle-free bill payments. Moreover, PhonePe UPI promotes financial inclusion, granting access to banking services for those without traditional debit cards.
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With its user-friendly interface and extensive features, activating PhonePe UPI is vital for individuals embracing digital banking benefits and participating fully in the modern economy.
