If you are a salaried employee, it’s likely that your salary structure has the EPF component. Employee provident fund (EPF) is deducted every month from your salary, and it is mandatory for the employer to deposit both his and your portions of the contribution to your EPF account.
But how do you, as an employee, check if the employer is depositing the money into your EPF account? Well, you can check the EPF balance to ensure that.
Read More: Diwali 2023 bonanza: EPFO starts crediting 2022-23 interest in PF accounts
How to Check EPF Balance?
There are multiple ways to check your PF balance, both with and without UAN (Universal Account Number).
-Giving a missed call to the mobile number – 9966044425
-Sending an SMS to mobile number – 7738299899
-Using EPFO online portal
-Using UMANG mobile application
How to Check EPF Balance With UAN?
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EPF Balance Check Using EPFO Portal
To check the EPF balance, make sure that the employer has activated your Universal Account Number (UAN). UAN is a unique identification number provided for all employees enrolled under the EPF scheme. All employees should have only one UAN during their working life irrespective of the companies they change. UAN is important as the entire process related to the EPF services is now operated online. Thanks to UAN, accessing your PF account services, such as withdrawal, checking EPF balance, and EPF loan application is easy, as per Cleartax.
Once your UAN number is activated, follow these steps:
Step 1: Go to the EPFO portal. Go to the tab ‘Our Services’ and choose the option that says “For Employees” from the drop-down menu.
Step 3: A login page will appear. Enter your UAN number and password here after it has been activated.
Step 4: Select the ‘Member ID’ and click on the ‘View Password [Old: Full]’ option.
Step 5: Your PF details will be displayed on the screen.
Step 6: You can print this passbook by clicking on the ‘Download Passbook’ option.
How To Check EPF Balance Using the UMANG/EPFO App
Employees can check their EPF balance on their phones by downloading the Unified Mobile Application for New-age Governance (UMANG) app. Aside from checking EPF balances, the app allows you to file and track claims. Members must complete a one-time registration using their UAN-registered cellphone number to access the app, as per Cleartax.
Let’s have a look at how you can use the UMANG app to view your EPF transactions:
Download the UMANG app from the Google Play Store or App Store.
Select the “EPFO” option listed under the ‘All Services’ tab.
Under ‘Employee Centric Service’, click on ‘ View Passbook’
Read More: EPFO: How to know whether your company is depositing money in your PF account? Know the method
How to Check EPF Balance Without UAN?
EPF Balance Check By Sending SMS
Once the UAN is integrated with your KYC details, follow these steps:
Send an SMS to mobile number – 7738299899.
The message will be sent in the format ‘EPFOHO UAN ENG‘.
You’ll have to set your preferred language of communication in the SMS. Just use the first three characters of your preferred language to do so. If you wish to receive updates in English, use the first three characters of the word English, i.e. EPFOHO UAN ENG. If you want to receive the message updates in Marathi, then type in EPFOHO UAN MAR.
This facility is available in the following languages:
English (ENG), Hindi (HIN), Punjabi (PUN), Gujarati (GUJ), Marathi (MAR), Kannada (KAN), Telugu (TEL), Tamil (TAM), Malayalam (MAL) and Bengali (BEN)
You can use check balance by sending SMS only when your UAN is active and seeded with your bank account, Aadhaar number and PAN. If you have not linked your UAN with your bank account, Aadhaar and PAN, you must complete the eKYC with UAN to check your balance via SMS.
EPF Balance Check Through Missed Call
You can inquire about your EPF balance by giving a missed call to the authorised phone from your registered mobile number. This service is only available upon the integration of your UAN with your KYC details. If you are unable to do this, you can take the help of your employer.
Once the UAN is integrated with your KYC details, follow the steps mentioned below:
-Give a missed call to 9966044425 from your registered mobile number.
-After placing a missed call, you will receive an SMS with your PF details.
-You must ensure that the following requirements are fulfilled before you check your EPF balance with a missed call:
-UAN should be activated.
-Your mobile number should be registered with the UAN since the missed call facility is available only when the missed call is made from your registered number.
-The UAN should be linked with other essential documents like PAN, Aadhaar and bank account.
-Note that you do not have to pay any charge to avail of the EPF balance check through mobile number service.
