ICICI Bank Vs PNB Vs SBI: Check Detailed FD Interest Rate Comparison

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ICICI Bank is offering up to 7.60 per cent interest rates on FD, PNB is offering FD rates up to 7.75 per cent annually and SBI is giving up to 7.50 per cent a year

Even as interest rates in the economy are at elevated levels, bank FDs have also become attractive following continuous repo rate hikes by the RBI since May last year. RBI Governor Shaktikanta Das earlier this month said there is still scope for banks to raise the interest rates on deposits and loans.

Here’s the comparison of the current fixed deposit (FD) interest rates offered by three lenders State Bank of India (SBI), HDFC Bank and Punjab National Bank (PNB) on deposits below Rs 2 crore.

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ICICI Bank is offering up to 7.60 per cent interest rates on FD, depending upon deposit tenure and depositor’s age. PNB is offering FD rates up to 7.75 per cent annually and SBI is giving up to 7.50 per cent a year.

Here are the latest interest rates on fixed deposits below Rs 2 crore at ICICI Bank:

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent
• 61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 290 days to less than 1 year: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 year to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 390 days to less than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 15 months to less than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 18 months to 2 years: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 2 years 1 day to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years 1 day to 5 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 6.90 per cent; For Senior Citizens – 7.50 per cent.

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Latest interest rates on fixed deposits below Rs 2 crore at the Punjab National Bank (per annum):

• 7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
• 271 days to less than 1 year: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
• 1 year: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 1 year to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
• 445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 2 years up to 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• Above 3 years up to 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.

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State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):

• 7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
• 211 days to less than 1 year: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 1 year to less than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 2 years to less than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years to less than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• 5 years to up to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.