Credit Cards For Women: On this International Women’s Day, we will tell you about the right credit cards available in the market offering the best shopping offers and cashback.
Credit Cards For Women: There is a famous saying that women and shopping are inseparable. In fact, shopping happens to be their best friend. On this International Women’s Day, we will tell you about the right credit cards available in the market offering the best shopping offers and cashback.
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SBI Prime Credit Card
Joining Fee: Rs 2,999
Annual Fee: Rs 2,999 (Waived off on spending Rs 3 lakh in a year)
Best Suited for Travel, Shopping & Rewards
It offers benefits across multiple categories, including shopping, travel, dining and more. Also, this credit card offers decent rewards on everyday transactions like grocery and departmental store purchases.
- E-gift vouchers worth Rs 3,000 as welcome benefits
- 20 reward points for every Rs 100 spent on your birthday
- 10 reward points for every Rs 100 spent on dining, groceries, departmental stores and movies
- 2 reward points for every Rs 100 spent on all other retail purchases, except for fuel
- Complimentary Trident Privilege Red Tier and Club Vistara memberships
- Complimentary lounge visits
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American Express SmartEarn Credit Card
Joining Fee: Rs 495
Annual Fee: Rs 495 (Waived off on spending Rs 40,000 and above in the previous year of card membership)
Best Suited for Rewards & Online Shopping
It is an entry-level credit card that allows a person to earn reward points on every transaction. This is best suited if you love to shop online as it offers higher rewards on brands like Amazon, Flipkart, Swiggy and more.
- 10X Membership Rewards Points on every Rs 50 spent on Flipkart, Amazon and Uber
- 5X Membership Rewards Points on every Rs. 50 spent on Paytm Wallet, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and more
- 1 Membership Rewards Point for every Rs. 50 spent on other categories except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale
- 500 cashback as a welcome gift
- Vouchers on achieving the spending milestone
Flipkart Axis Bank Credit Card
Joining Fee: Rs 500
Annual Fee: Rs 500 (waived off on spending Rs 2 lakh in a year)
Best Suited for cashback, shopping and travel
It is a co-branded credit card that offers good value back on purchases in the form of cashback. One can make the most out of this credit card if he/she frequently shops at Flipkart and Myntra. Some of the major benefits of this credit card are listed below:
- 5 per cent cashback on Flipkart and Myntra
- 4 per cent cashback on transactions at preferred merchants (Uber, Swiggy, PVR, Curefit, Tata Play, Cleartrip)
- 1.5 per cent cashback on all other transactions
- Welcome benefits worth Rs 1,100
- 4 complimentary domestic lounge visits every year
RBL Shoprite Credit Card
Joining Fee: Rs 500
Annual Fee: Rs 500 (waived off on spending Rs 1.5 lakh in a year)
Best Suited for Rewards and Entertainment
- 2,000 reward points as a welcome benefit
- 1 reward point for every Rs 100 spent
- 20 reward points for every Rs. 100 spent on grocery shopping
- 10 per cent discount on movie tickets at BookMyShow
Axis Vistara Signature Credit Card
Joining Fee: Rs 3,000
Annual Fee: Rs 3,000
Best Suited for Travel
- This credit card is a co-branded travel credit card that offers benefits in the terms of discounts on air ticket bookings, lounge access, travel insurance and others. Axis Vistara Signature Credit Card is a viable option if a person is a Vistara loyalist. It offers decent benefits in multiple categories like Vistara Premium Economy class ticket, 4 Club Vistara (CV) points, complimentary premium economy tickets, free access to select airport lounges in India.
- The cardholder also gets a 20 per cent discount at partnered restaurants across the country
