Employees’ Pension Scheme (EPS), often called EPF Pension, is a social security scheme administered by the Employees’ Provident Fund Organisation (EPFO). The system provides for a pension after retiring at age 58 for employees who work in the organized sector. The government started offering a minimum pension of Rs1,000 per month to pensioners under the Employees’ Pension Scheme (EPS), 1995 on September 1, 2014. The government contributes 1.16% of a member’s earnings to the Employees’ Provident Fund Organization (EPFO), according to the PIB release dated August 1, 2022.
Just like government pensioners, even pensioners under EPFO should also submit their annual life certificate.
Read More: Jeevan Pramaan: Know about the information required to generate a digital life certificate
Pensioners can submit their life certificate at the following places:
1. Pension Disbursing Bank
2. Common Service Centre
3. IPPB/Indian Post Office/Postman
4. Nearest EPFO office
5. Umang app
Pre-requisites:
• PPO number
• Bank account details
• Aadhaar number
• Mobile number linked with Aadhaar
Pensioners can also submit life certificate through Jeevan Pramaan App using Umang application:
Step 1: Open UMANG App on your mobile
Step 2: Click Umang App on your mobile by connecting a biometric device
Step 3: Click on Generate Life Certificate
Step 4: Enter Aadhaar/VID number and mobile number. Provide your Aadhaar number registered with PPO
Step 5: Enter received OTP
Step 6: Enter all the details required such as PPO number, Pension type and Account Number
Step 7: Use STQC certified Registered Biometric Device for verification process
By supplying all the necessary details, the UMANG app successfully completes pensioner authentication and generates a Jeevan Pramaan ID.
Who need not submit Jeevan Pramaan?
Note that Jeevan Pramaan for EPS pensioners is valid for one year from date of submission unlike submitting in November for others.
EPS95 pensioners who began receiving their pensions less than a year ago or who filed their Jeevan Pramaan in December 2021 or later are exempt from submitting it in November 2022. The validity of the Jeevan Pramaan Patra is 12 months from the date of the prior submission.
According to an EPFO circular regarding submission of life certificate or Jeevan Pramaan Patra issued in December 2019, “Submission of life certificate or Jeevan Pramaan Patra by Employees Pension Scheme, 1995 pensioners in the month of November in each year may be replaced by a system of submission of life certificate/Jeevan Pramaan after a year from the date of submission of last life certificate/Jeevan Pramaan. Accordingly, pensioners will have to submit the life certificate/Jeevan Pramaan in the same month during next year failing which pension will be stopped from the succeeding month.”
