Do you use WhatsApp Payments to send or receive money? If not, do know that there are several payment applications which you can use to do financial transactions like Google Pay, Paytm, PhonePe, among others. And WhatsApp is on the list with its Payments feature. If you also want to try out this WhatsApp feature, it should be noted that you need to access the Unified Payment Interface (UPI) in order to enable bank-to-bank money transfer while using WhatsApp Payments.
To make transactions so much easier to start, WhatsApp uses the phone number associated with your account to identify your bank account information. You also need to know that your UPI PIN is a 4 or 6 digit number which you are required to enter before making each payment. Every payment you make is protected by your personal UPI PIN and should not be shared with anyone else. If you already have a UPI PIN for your bank account, you will not be required to create a new UPI PIN in WhatsApp.
It is also important to check your account balance after you make payments. But do you know that you can check your account balance via WhatsApp? Check the steps below to do so.
WhatsApp Payments: Steps to check your account balance
1. Open WhatsApp.
2. If you have an Android, tap More options. If you have an iPhone, tap Settings.
3. Click on Payments.
4. Under Payment methods, click on the relevant bank account.
5. You will then have to click on view account balance.
6. Enter your UPI PIN. And you are done! You will be able to see your account balance.
WhatsApp Payments: Check account balance when sending money this way
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Step 1:
From the payment message screen, you need to tap your available payment method.
Step 2:
Then click on view account balance.
Step 3:
If you have multiple bank accounts linked to your WhatsApp account, select the relevant bank account.
Step 4:
Then finally enter your UPI PIN and you will be able to see your account balance.
