For frequent traveller by airways, credit cards with airport lounge access are very useful. So, choose the one which is economical in annual fees and provides the most benefits.
f you are a frequent traveller, the waiting hours at crowded airports can be quite exhausting. With the right credit card, you could avail complimentary access to domestic and international airport lounges and make travel much more convenient. You also stand to get additional perks like priority check-in, extra reward points, co-branded benefits and even free flight tickets. To help you make the right choice, Paisabazaar has compiled some of the best travel credit card with the best lounge access benefits in India and abroad, along with other features and benefits.
Image Source: SBI Card | SBI Card Prime offers complimentary airport lounge access: eight in India and four overseas in a year. It offers welcome e-gift voucher worth Rs 3,000 and 10 reward points per Rs 100 spent on dining, groceries, departmental stores and movies. The cardholder gets complimentary Trident Privilege Red Membership and Club Vistara Silver membership. The annual fee is Rs 2,999 on this card.
Image Source: SBI Card | Etihad Guest SBI Premier Credit Card offers complimentary airport lounge access: eight in India (maximum 2 per quarter) and four overseas (maximum 2 per quarter). It also offers 5,000 Etihad guest miles as a welcome gift and complimentary Etihad guest gold tier status after the first card transaction. The customer gets 1,500 Etihad guest miles on spending Rs 1.5 lakh in a calendar quarter. The annual fee is Rs 4,999 on this card.
Have a disciplined approach to your credit behaviour. Once you get a credit card, it is critical that you use it smartly and responsibly. Since credit cards offer a significant interest-free period, there may be a tendency to overspend while travelling in India or overseas. If you spend more than you can repay and cannot pay your credit card bill timely, you will incur hefty interest charges ranging from 28 to 49 per cent per annum along with late payment fees.
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